Top Financial Mistakes to Avoid in Your 20s and 30s in Nigeria (And How to Fix Them)
Financial Mistakes to Avoid in Your 20s and 30s Your 20s and 30s are defining years for your financial journey. The choices you make during this period can either set you up for long-term financial stability or lead you down a path of stress and missed opportunities. In Nigeria, where inflation, unstable income, and economic uncertainties are everyday realities, financial discipline is more critical than ever. Let’s explore the common financial mistakes young Nigerians make—and how to avoid them. 1. Not Creating and Following a Budget Without a budget, you’re flying blind. Apps and spreadsheets can help you control your money before it controls you. Recommended Tools : Expensure Rekidi Google Sheets or Excel 2. Ignoring Emergency Savings Emergencies are inevitable. Not having backup funds can cripple you financially. Use these Nigerian apps to build your emergency fund : [Cowrywise] click here Create a Target Savings plan [Kuda Bank – Use ...